Love Capitals

Insights

Business funding, in plain English.

Straightforward guides to the finance options UK businesses use most, written by our team.

Government-backedThe Growth Guarantee Scheme, explained in plain EnglishWhat the GGS is, who can use it, what it can pay for, and the small print that most business owners miss.6 min read →Business loansSecured vs unsecured business loans: which is right for you?The real differences in cost, speed and risk, and why "unsecured" rarely means "no strings attached".5 min read →Cash flowWaiting 60 days to get paid? How invoice finance worksFactoring, discounting and single-invoice finance compared, with what they cost and when they make sense.5 min read →Card-taking businessesMerchant cash advance: the honest pros and consHow repayments flex with your card takings, how the cost is worked out, and when an MCA is or isn't a good idea.5 min read →Asset financeHire purchase or leasing? Financing vans, machinery and equipmentSpread the cost of the kit your business runs on, and choose the agreement that suits how long you'll keep it.5 min read →Getting approvedWhat lenders actually look at when you applyThe five things that decide most business finance applications, and practical ways to strengthen each one.6 min read →Getting approvedYour funding application checklist: what to have readyThe documents lenders usually ask for, so your application moves as quickly as possible.4 min read →Know before you signPersonal guarantees: what you're really signingWhy lenders ask for them, what they mean for you and your family, and the questions to ask before you sign.5 min read →Start-upsFunding a new business: options in your first yearsStart Up Loans, asset finance, card-based funding and more. What's realistically available before you have years of accounts.5 min read →Property financeCommercial mortgages and bridging loans: a beginner's guideBuying your premises, refinancing, or moving fast on a property. How the two main types of property finance differ.6 min read →

See what your business could get

7 quick questions · 30 seconds · no credit check.

Check my eligibility